Private health insurance providers offer coverage in exchange for premiums paid by individuals.
A “medically-recommended health regimen” refers to a plan prescribed by a healthcare professional, including medication adherence, diet, exercise, or regular check-ups. Adherence may be self-reported (e.g. sharing data from fitness or walking apps or logging habits) or confirmed through check-ins with doctors.
“Basing premiums on adherence” means those who follow their plan pay lower premiums, while those who do not pay more.